Down Payment Assistance Programs

Program Link: https://crosscountrymortgage.com/mortgage/loans/down-payment-assistance/
Provider Name: Cross Country Mortgage
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $5,250
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://chenoafund.org/homebuyer/programs/
Provider Name: CBC Mortgage Agency
Provider Type: Government Agency
DPA Financing Type: Loan
Status: Active
Maximum Amount per Household:
Income Restrictions: None
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.arcasa.io/
Provider Name: Arcasa
Provider Type: Other: Energy Company
DPA Financing Type: Other
Status: Active
Maximum Amount per Household: 3.5% to 5% of home price
Income Restrictions: None
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://mercbank.com/mortgage-purchase
Provider Name: Mercantile Bank
Provider Type: Lender
DPA Financing Type:
Status: Website live
Maximum Amount per Household: $2,500
Income Restrictions: Low-to-moderate income
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.myfpcu.com/first-time-homebuyer-program
Provider Name: Financial Plus Credit Union
Provider Type: Lender
DPA Financing Type:
Status: Website live
Maximum Amount per Household: $1,500
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.fhlbi.com/services/community-programs/homeboost-down-payment-assistance-/
Provider Name: Federal Home Loan Bank of Indianapolis (FHLBI)
Provider Type: Lender
DPA Financing Type: Grant
Status: Active
Maximum Amount per Household: $25,000
Income Restrictions: At or below 120% AMI
2026 Amount Allocated: $5,300,000
2026 Amount Spent:

Program Link: https://www.cmgfi.com/homefundit
Provider Name: CMG Mortgage, Inc. dba CMG Financial, dba Bank CMG
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: Match, $2500 if under AMI and $1k if over the AMI
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.fairway.com/mortgage-loan-products/affordable-housing
Provider Name: Fairway Independent Mortgage
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $4,500
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.nhfloan.org/programs.html
Provider Name: National Homebuyers Fund, Inc.
Provider Type: Nonprofit
DPA Financing Type: Loan
Status: Website live
Maximum Amount per Household: Up to 3.5% of the total purchase price
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://communityhousingnetwork.org/idd-housing-access-pilot-program/
Provider Name: Community Housing Network
Provider Type: CDFI
DPA Financing Type:
Status: Website live
Maximum Amount per Household:
Income Restrictions: At least 75% of program funds will support households earning at or below 30% of Area Median Income (AMI). Up to 25% of funds may serve households earning up to 60% AMI.
2026 Amount Allocated: $850,000
2026 Amount Spent:

Program Link: https://www.fhlbi.com/services/community-programs/launch/
Provider Name: Federal Home Loan Bank of Indianapolis (FHLBI)
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $20,000
Income Restrictions: Income <= 80% AMI
2026 Amount Allocated: $7,900,000
2026 Amount Spent:

Program Link: https://www.michigan.gov/mshda/pathway-to-housing/mi-10k-dpa-loan
Provider Name: Michigan State Housing Development Authority
Provider Type: Other: Government Agency
DPA Financing Type: Loan
Status: Active
Maximum Amount per Household: $10,000
Income Restrictions: $95,600 - $182,840
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.independentbank.com/greenpath-program-independent-bank
Provider Name: Independent Bank
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $750
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.michigan.gov/mshda/pathway-to-housing/firstgendpa
Provider Name: Michigan State Housing Development Authority
Provider Type: Other: Government Agency
DPA Financing Type: Loan
Status: Not Active
Maximum Amount per Household: $25,000
Income Restrictions: Household Income limits
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.guildmortgage.com/mortgage-loans/mypath2own/
Provider Name: Guild Mortgage
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $4,000
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.kindlending.com/loan-options
Provider Name: Kind Lending, LLC
Provider Type: Lender
DPA Financing Type:
Status: Website live
Maximum Amount per Household:
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.northpointe.com/home-lending/loan-options/0down/oneplus-program/
Provider Name: Northpointe Bank
Provider Type: Lender
DPA Financing Type: Grant
Status: Active
Maximum Amount per Household: $7,000
Income Restrictions: Offer valid only for home buyers when qualifying income is less than or equal to 80% area median income based on county where property is located.
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.rocketmortgage.com/home-loans/one-plus
Provider Name: Rocket Mortgage
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $7,000
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.apmortgage.com/pathway-dpa
Provider Name: American Pacific Mortgage Corporation dba Preferred Rate
Provider Type: Lender
DPA Financing Type: Loan
Status: Website live
Maximum Amount per Household: 3.5% to 5% of home price
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.guildmortgage.com/mortgage-loans/1-percent-down/
Provider Name: Guild Mortgage
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $5,000
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://singlefamily.fanniemae.com/originating-underwriting/mortgage-products/homeready-mortgage
Provider Name: Fannie Mae
Provider Type: Other: Government Agency
DPA Financing Type: Loan
Status: Active
Maximum Amount per Household: $2,500
Income Restrictions: 80% AMI
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.flagstar.com/personal/borrow/home-loans/community-loans.html
Provider Name: Flagstar Bank
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $7,500
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.flagstar.com/personal/borrow/home-loans/community-loans.html
Provider Name: Flagstar Bank
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $7,500
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.saulttribehousing.com/service_program(s)/homeownership/down_payment_assistance.php
Provider Name: Sault Tribe Housing Authority
Provider Type: Other: Tribal Organization
DPA Financing Type: Loan
Status: Website live
Maximum Amount per Household: $9,500
Income Restrictions: Yes, 80% AMI
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.baymills.org/_files/ugd/869f65_b5cb545dd4704b66a530738190f300e7.pdf
Provider Name: Bay Mills Housing Authority
Provider Type: Other: Housing Authority
DPA Financing Type: Loan
Status: Website live
Maximum Amount per Household: 10% up to $8,000 max
Income Restrictions: Must meet HUD income guidelines
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.saulttribehousing.com/service_program(s)/homeownership/down_payment_assistance.php
Provider Name: Sault Tribe Housing Authority
Provider Type: Other: Tribal Organization
DPA Financing Type: Loan
Status: Website live
Maximum Amount per Household: $9,500
Income Restrictions: Yes, 80% AMI
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.gtbindians.org/housing_dept.asp
Provider Name: The Grand Traverse Band of Ottawa and Chippewa Indians Housing Department
Provider Type: Other: Tribal Organization
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $15,000
Income Restrictions: 80% AMI
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://nmcaa.net/down-payment-assistance/
Provider Name: NMCAA
Provider Type: Nonprofit
DPA Financing Type: Loan
Status: Website live
Maximum Amount per Household: $3,000
Income Restrictions: 100% of AMFI
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.gtbindians.org/housing_dept.asp
Provider Name: The Grand Traverse Band of Ottawa and Chippewa Indians Housing Department
Provider Type: Other: Tribal Organization
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $15,000
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://nmcaa.net/down-payment-assistance/
Provider Name: NMCAA
Provider Type: Nonprofit
DPA Financing Type: Loan
Status: Website live
Maximum Amount per Household: $3,000
Income Restrictions: 100% of AMFI
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://promotions.bankofamerica.com/homeloans/downpaymentcenter?subCampCode=78905
Provider Name: Bank of America
Provider Type: Lender
DPA Financing Type: Grant
Status: Active
Maximum Amount per Household: $7,500
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.flagstar.com/personal/borrow/home-loans/community-loans.html
Provider Name: Flagstar Bank
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $7,500
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link:
Provider Name: City of Grand Rapids
Provider Type: Municipality
DPA Financing Type: Loan
Status: Website live
Maximum Amount per Household: $7,500
Income Restrictions: 80% of area median income
2026 Amount Allocated: unknown
2026 Amount Spent: unknown

Program Link: https://iccf.org/programs/ida/
Provider Name: Inner City Christian Federation Community Homes
Provider Type: Nonprofit
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $4,000
Income Restrictions: <=100% Kent County AMI
2026 Amount Allocated: $80,000
2026 Amount Spent:

Program Link: https://muskegon-mi.gov/city-services/development-services/community-neighborhood-services/applications-for-grants-and-programs/
Provider Name: City of Muskegon
Provider Type: Municipality
DPA Financing Type: Loan
Status: Website live
Maximum Amount per Household: $14,999
Income Restrictions: 80% of AMI
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.oldnational.com/personal/home-loans/down-payment-assistance-program/
Provider Name: Old National Bank
Provider Type: Lender
DPA Financing Type:
Status: Website live
Maximum Amount per Household: $10,000
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.michigan.gov/mshda/developers/employer-assisted-housing
Provider Name: Covenant Health Care
Provider Type: Employer
DPA Financing Type:
Status: Website live
Maximum Amount per Household: $50,000
Income Restrictions: 120% AMI
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://promotions.bankofamerica.com/homeloans/downpaymentcenter?subCampCode=78905
Provider Name: Bank of America
Provider Type: Lender
DPA Financing Type: Grant
Status: Active
Maximum Amount per Household: $7,500
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://promotions.bankofamerica.com/homeloans/downpaymentcenter?subCampCode=78905
Provider Name: Bank of America
Provider Type: Lender
DPA Financing Type: Grant
Status: Active
Maximum Amount per Household: 3% of the purchase price (maximum $10,000)
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.flagstar.com/personal/borrow/home-loans/community-loans.html
Provider Name: Flagstar Bank
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $7,500
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://gcmpc.org/down-payment-assistance/
Provider Name: Genesee County Metropolitan Planning Commission
Provider Type: Municipality
DPA Financing Type: Loan
Status: Website live
Maximum Amount per Household: $10,000
Income Restrictions: Yes, area median income of 80% or less, $46,500 - $87,650
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://gcmpc.org/neighborhood-stabilization-program/
Provider Name: Genesee County Metropolitan Planning Commission
Provider Type: Municipality
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $10,000
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://porthuron.org/government/departments/planning_department/community_development.php
Provider Name: City of Port Huron
Provider Type: Municipality
DPA Financing Type: Loan
Status: Not Active
Maximum Amount per Household: 16500 (10k city, 5k huntington, 1.5k repairs)
Income Restrictions: $56,600 - $100,200
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://promotions.bankofamerica.com/homeloans/downpaymentcenter?subCampCode=78905
Provider Name: Bank of America
Provider Type: Lender
DPA Financing Type: Grant
Status: Active
Maximum Amount per Household: $7,500
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.cityofeastlansing.com/2181/Current-Housing-Assistance-Programs
Provider Name: East Lansing - Community Development
Provider Type: Municipality
DPA Financing Type: Loan
Status: Website live
Maximum Amount per Household: $10,000
Income Restrictions: None
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.flagstar.com/personal/borrow/home-loans/community-loans.html
Provider Name: Flagstar Bank
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $7,500
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://cityofeastlansing.com/DocumentCenter/View/10985/CAHP-Presentation-12820-PDF
Provider Name: Capital Area Housing Partnership
Provider Type: Nonprofit
DPA Financing Type:
Status: Website live
Maximum Amount per Household: $25,000
Income Restrictions: At or below 80% AMI
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://ingham.org/departments_and_officials/treasurer/ingham_county_down_payment_assistance_program.php
Provider Name: Ingham County
Provider Type: Municipality
DPA Financing Type: Loan
Status: Website live
Maximum Amount per Household: $30,000
Income Restrictions: 2024 HUD HOME Program Homeowner Sales Price Limits
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.lansingmi.gov/296/Community-Development-Office
Provider Name: Lansing - Economic Development & Planning
Provider Type: Municipality
DPA Financing Type: Loan
Status: Website live
Maximum Amount per Household: $14,999
Income Restrictions: $51,700 - $97,500
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.battlecreekmi.gov/642/BCPS-Housing-Incentive-Program
Provider Name: City of Battle Creek
Provider Type: Municipality
DPA Financing Type: Loan
Status: Website live
Maximum Amount per Household: $20,000 or 20% of the home's value
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.independentbank.com/calhouncountytreasurer
Provider Name: Calhoun County Treasurer
Provider Type: Municipality
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $8,000
Income Restrictions: At or below 120% of county's HUD AMI based on household size
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.flagstar.com/personal/borrow/home-loans/community-loans.html
Provider Name: Flagstar Bank
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $7,500
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.independentbank.com/kalamazoocountytreasurer
Provider Name: Kalamazoo County Treasurer
Provider Type: Municipality
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $7,000
Income Restrictions: <= 120% AMI
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://promotions.bankofamerica.com/homeloans/downpaymentcenter?subCampCode=78905
Provider Name: Bank of America
Provider Type: Lender
DPA Financing Type: Grant
Status: Active
Maximum Amount per Household: $7,500
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://promotions.bankofamerica.com/homeloans/downpaymentcenter?subCampCode=78905
Provider Name: Bank of America
Provider Type: Lender
DPA Financing Type: Grant
Status: Active
Maximum Amount per Household: 3% of the purchase price (maximum $10,000)
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.flagstar.com/personal/borrow/home-loans/community-loans.html
Provider Name: Flagstar Bank
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $7,500
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.cityofjackson.org/1313/100-Homes-Program
Provider Name: City of Jackson
Provider Type: Municipality
DPA Financing Type: Loan
Status: Active
Maximum Amount per Household: $25,000
Income Restrictions: 120% AMI
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.oldnational.com/personal/home-loans/down-payment-assistance-program/
Provider Name: Old National Bank
Provider Type: Lender
DPA Financing Type:
Status: Website live
Maximum Amount per Household: $10,000
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://oakland-housing.org/agap-program/
Provider Name: Oakland Housing
Provider Type: Nonprofit
DPA Financing Type: Loan
Status: Active
Maximum Amount per Household: $80,000
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://promotions.bankofamerica.com/homeloans/downpaymentcenter?subCampCode=78905
Provider Name: Bank of America
Provider Type: Lender
DPA Financing Type: Grant
Status: Active
Maximum Amount per Household: $7,500
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://promotions.bankofamerica.com/homeloans/downpaymentcenter?subCampCode=78905
Provider Name: Bank of America
Provider Type: Lender
DPA Financing Type: Grant
Status: Active
Maximum Amount per Household: 3% of the purchase price (maximum $10,000)
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.flagstar.com/personal/borrow/home-loans/community-loans.html
Provider Name: Flagstar Bank
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $7,500
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://nationalfaith.org/our-services/down-payment-assistance-program/
Provider Name: National Faith Homebuyers
Provider Type: CDFI
DPA Financing Type: Loans
Status: Active
Maximum Amount per Household: varies
Income Restrictions: Yes, varies by city
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.independentbank.com/oaklandcounty
Provider Name: Oakland County Treasurer
Provider Type: Municipality
DPA Financing Type:
Status: Website live
Maximum Amount per Household: $5,000
Income Restrictions: <= 120% AMI
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://nationalfaith.org/dpa/pontiac/
Provider Name: Pontiac (admin is National Faith)
Provider Type: Municipality
DPA Financing Type:
Status: Active
Maximum Amount per Household: $20,000
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://reparationgeneration.org/hort3/
Provider Name: Reparation Generation
Provider Type: Nonprofit
DPA Financing Type: Grant
Status: Not Active
Maximum Amount per Household: $25,000
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://promotions.bankofamerica.com/homeloans/downpaymentcenter?subCampCode=78905
Provider Name: Bank of America
Provider Type: Lender
DPA Financing Type: Grant
Status: Active
Maximum Amount per Household: $7,500
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.cityofwarren.org/wp-content/uploads/2024/07/HOME-Policies-and-Procedures-As-of-July-2024.pdf
Provider Name: City of Warren
Provider Type: Municipality
DPA Financing Type: Loan
Status: Website live
Maximum Amount per Household: $25,000
Income Restrictions: $53,050 - $100,000
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://promotions.bankofamerica.com/homeloans/downpaymentcenter?subCampCode=78905
Provider Name: Bank of America
Provider Type: Lender
DPA Financing Type: Grant
Status: Active
Maximum Amount per Household: 3% of the purchase price (maximum $10,000)
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.flagstar.com/personal/borrow/home-loans/community-loans.html
Provider Name: Flagstar Bank
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $7,500
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://nationalfaith.org/our-services/down-payment-assistance-program/
Provider Name: National Faith Homebuyers
Provider Type: CDFI
DPA Financing Type: Loans
Status: Active
Maximum Amount per Household: varies
Income Restrictions: Yes, varies by city
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://reparationgeneration.org/hort3/
Provider Name: Reparation Generation
Provider Type: Nonprofit
DPA Financing Type: Grant
Status: Not Active
Maximum Amount per Household: $25,000
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://oakland-housing.org/agap-program/
Provider Name: Oakland Housing
Provider Type: Nonprofit
DPA Financing Type: Loan
Status: Active
Maximum Amount per Household: $80,000
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://promotions.bankofamerica.com/homeloans/downpaymentcenter?subCampCode=78905
Provider Name: Bank of America
Provider Type: Lender
DPA Financing Type: Grant
Status: Active
Maximum Amount per Household: $7,500
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://promotions.bankofamerica.com/homeloans/downpaymentcenter?subCampCode=78905
Provider Name: Bank of America
Provider Type: Lender
DPA Financing Type: Grant
Status: Active
Maximum Amount per Household: 3% of the purchase price (maximum $10,000)
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.flagstar.com/personal/borrow/home-loans/community-loans.html
Provider Name: Flagstar Bank
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $7,500
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.citylp.com/DocumentCenter/View/431/Lincoln-Park-HOME-Investment-Partnership-Policies-and-Procedures-PDF?bidId=
Provider Name: City of Lincoln Park
Provider Type: Municipality
DPA Financing Type: Loan
Status: Active
Maximum Amount per Household: $14,999
Income Restrictions: At or below 80% of area median income
2026 Amount Allocated: $100,000
2026 Amount Spent:

Program Link: https://www.livonia.gov/295/Housing
Provider Name: Livonia Housing Commission
Provider Type: Municipality
DPA Financing Type: Loan
Status: Active
Maximum Amount per Household: $14,999
Income Restrictions: 53,050 (1 person) - 100,000 (8 person)
2026 Amount Allocated: $169,665
2026 Amount Spent:

Program Link: https://nationalfaith.org/our-services/down-payment-assistance-program/
Provider Name: National Faith Homebuyers
Provider Type: CDFI
DPA Financing Type: Loans
Status: Active
Maximum Amount per Household: varies
Income Restrictions: Yes, varies by city
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.dearbornheightsmi.gov/DocumentCenter/View/1038/NSP-Brochure-April-2012-PDF
Provider Name: City of Dearborn Heights
Provider Type: Municipality
DPA Financing Type: Loan
Status: Website live
Maximum Amount per Household: $15,000
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://reparationgeneration.org/hort3/
Provider Name: Reparation Generation
Provider Type: Nonprofit
DPA Financing Type: Grant
Status: Not Active
Maximum Amount per Household: $25,000
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.cityoftaylor.com/1479/Down-Payment-Assistance
Provider Name: City of Taylor
Provider Type: Municipality
DPA Financing Type: Loan
Status: Not Active
Maximum Amount per Household: $7,500
Income Restrictions: 80% of AMI
2026 Amount Allocated: $0
2026 Amount Spent:

Program Link: https://www.waynecountymi.gov/Government/Departments/Economic-Development/What-We-Do/Community-Development/HOME-Program
Provider Name: Wayne County Department of Economic Development
Provider Type: Municipality
DPA Financing Type: Loan
Status: Active
Maximum Amount per Household: $13,999
Income Restrictions: $39,150 - $73,800
2026 Amount Allocated: $224,217
2026 Amount Spent:

Program Link: https://cityofwestland.com/216/Community-Development-Programs
Provider Name: City of Westland Housing & Community Development
Provider Type: Municipality
DPA Financing Type: Loan
Status: Active
Maximum Amount per Household: $7500 for homes built before 2000, $14500 for homes built after, depending on actual need
Income Restrictions: $53,700 - $101,250
2026 Amount Allocated: $65,000
2026 Amount Spent:

Program Link: https://oakland-housing.org/agap-program/
Provider Name: Oakland Housing
Provider Type: Nonprofit
DPA Financing Type: Loan
Status: Active
Maximum Amount per Household: $80,000
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://promotions.bankofamerica.com/homeloans/downpaymentcenter?subCampCode=78905
Provider Name: Bank of America
Provider Type: Lender
DPA Financing Type: Grant
Status: Active
Maximum Amount per Household: $7,500
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://detroitmi.gov/departments/housing-and-revitalization-department/homebuyers/detroit-down-payment-assistance-program/apply-now
Provider Name: City of Detroit
Provider Type: Municipality
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $25,000
Income Restrictions: $45,180 - $158,160
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://promotions.bankofamerica.com/homeloans/downpaymentcenter?subCampCode=78905
Provider Name: Bank of America
Provider Type: Lender
DPA Financing Type: Grant
Status: Active
Maximum Amount per Household: 3% of the purchase price (maximum $10,000)
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.faithingirls.org/homebuyer-readiness
Provider Name: Through Wayne Metro
Provider Type: Nonprofit
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: Based on budget, based on their economic situation & funding capabilities. Have given up to $15k - $20k
Income Restrictions: <=60% AMI
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.flagstar.com/personal/borrow/home-loans/community-loans.html
Provider Name: Flagstar Bank
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $7,500
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://nationalfaith.org/our-services/down-payment-assistance-program/
Provider Name: National Faith Homebuyers
Provider Type: CDFI
DPA Financing Type: Loans
Status: Active
Maximum Amount per Household: varies
Income Restrictions: Yes, varies by city
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://reparationgeneration.org/hort3/
Provider Name: Reparation Generation
Provider Type: Nonprofit
DPA Financing Type: Grant
Status: Not Active
Maximum Amount per Household: $25,000
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.thhidetroit.com/
Provider Name: Homium
Provider Type: Lender
DPA Financing Type: Shared Equity
Status: Active
Maximum Amount per Household: 40% of home value
Income Restrictions:
2026 Amount Allocated: $3,000,000
2026 Amount Spent:

Program Link: https://www.waynecountymi.gov/Government/Departments/Economic-Development/What-We-Do/Community-Development/HOME-Program
Provider Name: Wayne County Department of Economic Development
Provider Type: Municipality
DPA Financing Type: Loan
Status: Active
Maximum Amount per Household: $13,999
Income Restrictions: $39,150 - $73,800
2026 Amount Allocated: $224,217
2026 Amount Spent:

Program Link: https://www.chase.com/personal/mortgage/affordablelending
Provider Name: JPMorganChase Bank
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $5,000
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.cmgfi.com/
Provider Name: CMG Mortgage, Inc. dba CMG Financial, dba Bank CMG
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $6,000
Income Restrictions: Yes, unknown
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.cfcu.org/mortgages
Provider Name: Orsa Credit Union (Formerly Community Financial CU)
Provider Type: Lender
DPA Financing Type: Lender Credit
Status: Website live
Maximum Amount per Household: $500
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.53.com/content/fifth-third/en/personal-banking/borrowing-basics/down-payment-assistance-resources.html
Provider Name: Fifth Third Bank
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $3,295
Income Restrictions: Yes
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.mfcu.net/mortgage
Provider Name: Members First Credit Union
Provider Type: Lender
DPA Financing Type:
Status: Website live
Maximum Amount per Household: $300
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.genisyscu.org/personal/loans/mortgages/purchase/down-payment-assistance-program
Provider Name: Genisys Credit Union
Provider Type: Lender
DPA Financing Type:
Status: Website live
Maximum Amount per Household:
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://virtualhealthfairportal.com/-ohiohealth/resources/huntingtonbank/Home%20for%20Good%20-%20benefits%20for%20first-time%20buyers%20and%20existing%20homeowners%20-%20Brian%20Scarpino%20614-331-2249.pdf
Provider Name: Huntington National Bank
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $5,000
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.horizonbank.com/about-us/community-outreach/affordable-loan-options
Provider Name: Horizon Bank
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $8,000
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.pnc.com/en/personal-banking/borrowing/home-lending/mortgage-loans/down-payment-assistance.html#legal
Provider Name: PNC Bank
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $3,000
Income Restrictions: The Low to Moderate Income Borrower Grant can be used for purchase and limited cash out refinances if the qualifying income is at or below 80% of the Area Median Income based on the property location.
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.newamericanfunding.com/buy-a-home/pathway-to-homeownership/
Provider Name: New American Funding
Provider Type: Lender
DPA Financing Type:
Status: Website live
Maximum Amount per Household: $6,000
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent:

Program Link: https://www.pnc.com/en/personal-banking/borrowing/home-lending/mortgage-loans/down-payment-assistance.html
Provider Name: PNC Bank
Provider Type: Lender
DPA Financing Type: Grant
Status: Website live
Maximum Amount per Household: $7,000
Income Restrictions:
2026 Amount Allocated:
2026 Amount Spent: